Many individuals, you included, might have an understandable fear of potentially suffering injuries at work. This risk could affect workers of any occupation as issues from repetitive motion injuries to fatal injuries from sudden explosions span over an array of employment positions. Fortunately, if you suffered a serious injury on the job, workers' compensation could assist you with financial hardships that may result from the injury-causing incident.
Many individuals rely heavily on workers' comp benefits due to needing time away from work to recover as well as requiring medical treatment, which both often lead to financial strain. Therefore, you may find yourself wondering what to do in the event that your benefits claim is rejected.
Understand the reason
One of the most important steps you can take when dealing with a denied claim comes down to understanding the reason behind the rejection. The typical reasons for denial include:
- Time lapse for reporting the injury
- Time lapse for filing workers' comp claim
- Employer contests the claim
- Injury did not require medical treatment
- Unclear whether injury occurred on the job
Once you understand the reason given, you can begin working to determine whether some misunderstanding led to the denial. In some cases, you may have the ability to provide additional information or evidence that supports your claim to clear up any confusion.
Appeal the denial
If you feel that you received an unjust denial, you can work toward filing an appeal of the decision. An important aspect to remember pertains to the fact that you only have a certain amount of time in which you can take such action. The documents relating to your denial should include this type of information. Therefore, you may want to ensure that you act in a timely manner.
In order to move forward with an appeal, you need as much information and evidence relating to your injury as possible. In some cases, you might even need to obtain a second medical evaluation in order to have another professional provide an assessment of your injury. This information can help you explain why the denial was unwarranted and bolster your case as you work to gain much-needed benefits.
Because the appeals process could seem intimidating and you undoubtedly want to give the attempt your best shot, you might want to gain a helpful advocate. Enlisting the assistance of an experienced Oklahoma attorney could allow you to have someone working on your side to ensure that you understand your most viable options.