A disability is a threat to your financial well-being, but you may be able to secure certain benefits through the Social Security Administration. If you are unable to work, you may believe that you have a valid claim to disability benefits, but you will find it beneficial to fully understand the qualifications for securing this type of financial support.
It is fairly common for first-time Oklahoma applicants to learn that their application came back denied. In many cases, people find that their disability does not meet the requirements outlined by the SSA’s definition of a disability. You may find it useful to seek a complete explanation of your rights and options before you even apply for disability benefits.
How does the SSA decide if I am really disabled?
If you think that you have a valid claim to disability benefits, it is useful to first be certain you meet the qualifications set out by the SSA. Eligibility is only for individuals who have qualifying medical conditions and who meet certain financial requirements. There are two different types of disability benefits offered through the SSA.
One of the steps in deciding if a person gets disability benefits or not is the process of determining if an applicant is actually disabled. Local state agencies, called Disability Determination Services, use the following to determine if the applicant meets qualifications:
- Evidence from medical sources included in your application
- An examination to obtain additional evidence, either from your own medical sources or from an independent source
Of course, non-medical evidence will also come under a careful review as well, including basic information such as marital status, employment, age and more. A denied disability benefits application is not the end of the road for you, but you have the option to appeal the decision and continue to fight for the support you need.
Your fight for financial security
If you became ill or suffered an injury that left you permanently or temporarily disabled, you have no time to lose in seeking disability benefits. This financial support can not only help you meet your daily needs, but also help you address issues such as your medical expenses and potential therapy or rehabilitation.
The process of applying for disability benefits is complex and lengthy. You would be wise to seek guidance and support from the very beginning, starting by getting a complete explanation of your legal rights as disabled individual and the potential for a benefits claim with the SSA.