You know that if you suffer an injury in a work-related accident you have the right to benefits through your Oklahoma employer's workers' compensation insurance coverage. However, actually obtaining rightful benefits can be complex and frustrating, even with a valid claim. It can be helpful to fully understand both your rights and your employer's obligations in the event that you get hurt at work.
In most cases, if you were hurt at work, you have a right to claim benefits to cover your medical care and other needs. Other benefits that might be available to you through workers' compensation include recovery of lost wages and various types of rehabilitation.
The role of the employer
One of the main responsibilities of an employer is to provide workers' compensation insurance coverage. In many situations, failure to provide the correct insurance for the benefit of employees could result in serious penalties. In addition to this, employers must also do the following:
- Seek immediate medical care for individuals injured on a jobsite or in a work accident
- Place notice of workers' compensation benefits in clear view of employees
- Provide additional medical treatment to employees as needed
- Comply with workers' compensation procedures and file a report with the local board office
- Provide a written report of every accident that resulted in a worker injury
- Cooperate with injured workers in providing additional necessary documentation as needed
Your employer could face various penalties and repercussions if he or she does not report an injury or refuses to do so. Additionally, he or she may not retaliate against you for filing a claim or attempting to collect your rightful benefits after a work injury. The workers' compensation process can often be complicated, but it could be useful for you to seek assistance in orde r to ensure the full protection of your rights.
Your full recovery
After a work accident, you have no time to lose in securing the benefits you need and the help you deserve. From medical care to getting rehabilitation, you are entitled to benefits that allow you to fully recover and hopefully return to work as soon as possible.
If you are unable to return to your same job, you may be entitled to benefits that allow you to get vocational retraining, if necessary. It could be beneficial for you to seek a complete evaluation of your case and explanation of what benefits you could get.