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What benefits does workers’ compensation offer surviving family?

On Behalf of | Mar 11, 2020 | Workers' Compensation |

On Behalf of | Mar 11, 2020 | Workers' Compensation

Most workplace accidents result in minor injuries that may require medical care and time away from work. The worst-case scenario for one of these incidents is when a workplace issue proves fatal, claiming the life of one or more workers.

If you work in a dangerous industry, you may worry about what protection your family could have if something were to happen to you on the job. If you have a loved one who has gotten hurt or killed on the job, you may find yourself wondering if you have any right to make a claim. Workers’ compensation in Oklahoma protects dependent family members, including spouses and children, after a fatal workplace accident.

Oklahoma workers’ compensation includes benefits for surviving dependents

Dependents often struggle after an unexpected loss related to a workplace accident due to the emotional and financial consequences of such a loss. Oklahoma actually has more comprehensive benefits for surviving family members than many other states.

Surviving spouses and children can receive a one-time, lump-sum payment, followed by weekly benefits that last until a spouse remarries or when a child turns 18. However, children can continue to receive benefits until they turn 23 if they are still enrolled full-time in school or if they have certain special needs.

The weekly benefits will be a percentage of the deceased average weekly pay, up to a routinely adjusted maximum benefit. The lump-sum death benefits include $100,000 for a spouse, as well as a maximum of $10,000 in funeral compensation. The maximum lump-sum benefit is $150,000, with children typically receiving $25,000 or less if there are multiple children and a surviving spouse.

If your claim for survivor’s benefits has been denied, an experienced attorney can help you file an appeal and explain more about other legal options you may have.