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What benefits does workers’ compensation offer surviving family?

What benefits does workers’ compensation offer surviving family?

Most workplace accidents result in minor injuries that may require medical care and time away from work. The worst-case scenario for one of these incidents is when a workplace issue proves fatal, claiming the life of one or more workers.

If you work in a dangerous industry, you may worry about what protection your family could have if something were to happen to you on the job. If you have a loved one who has gotten hurt or killed on the job, you may find yourself wondering if you have any right to make a claim. Workers’ compensation in Oklahoma protects dependent family members, including spouses and children, after a fatal workplace accident.

Oklahoma workers’ compensation includes benefits for surviving dependents

Dependents often struggle after an unexpected loss related to a workplace accident due to the emotional and financial consequences of such a loss. Oklahoma actually has more comprehensive benefits for surviving family members than many other states.

Surviving spouses and children can receive a one-time, lump-sum payment, followed by weekly benefits that last until a spouse remarries or when a child turns 18. However, children can continue to receive benefits until they turn 23 if they are still enrolled full-time in school or if they have certain special needs.

The weekly benefits will be a percentage of the deceased average weekly pay, up to a routinely adjusted maximum benefit. The lump-sum death benefits include $100,000 for a spouse, as well as a maximum of $10,000 in funeral compensation. The maximum lump-sum benefit is $150,000, with children typically receiving $25,000 or less if there are multiple children and a surviving spouse.

If your claim for survivor’s benefits has been denied, an experienced attorney can help you file an appeal and explain more about other legal options you may have.