No one who works for a living should wind up impoverished because of that job. However, people who get hurt or sick as a result of their job can end up in a very difficult financial situation. Oklahoma workers’ compensation insurance helps alleviate the financial risks of being injured or sickened at work.
Disability benefits replace lost wages, while medical compensation helps ensure that workers don’t incur overwhelming medical debt. These benefits can help people recover and get back to work.
Some workers experience a full recovery after treatment and rest. Others may find that they can no longer return to the same line of work they once did. For these individuals, special benefits may also be available.
Job training and placement services can help someone bounce back
For blue-collar workers, a significant injury to their arms or legs could mean that they can no longer work in a physically demanding career. That could reduce an injured worker’s earning potential to a fraction of what it once was, especially if they have to seek an unskilled, entry-level position when they no longer qualify for temporary disability benefits.
Oklahoma protects injured and sickened workers by offering them job training and education services that can help them develop new, competitive skills that will make getting another job easier in situations where a lasting injury would otherwise impact their earning potential. Additionally, trained or retrained workers can get help in finding new positions that pay a living wage.
By making sure that you are able to get the benefits you deserve, you can help minimize the potentially devastating financial impact of a workplace injury or illness.