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What is not covered under workers’ compensation?

On Behalf of | Jan 6, 2021 | Workers' Compensation |

On Behalf of | Jan 6, 2021 | Workers' Compensation

Workers’ compensation was created for the protection of employees when they have been injured. In fact, compensation may be provided to an employee even if it was his or her fault the accident occurred. However, that does not mean that Oklahoma and other states in the country don’t have any restrictions attached to the program. Thus, the following includes detailed information about what is not covered under the workers’ compensation program.

What jobs aren’t covered under the program?

One of the first things you need to know is whether your job is even allowed to provide you workers’ compensation. The fact is that there are certain jobs that do not provide this service. For example, if you’re a volunteer and you are injured, the organization does not have to provide you with any type of compensation. However, some do purchase short-term insurance for just these types of issues. Other occupations that would not provide workers compensation are government workers. They do receive compensation, but it is through a program other than the one that the state provides.

Company events

One of the most common misconceptions is that anything work related must be covered by workers comp. The fact is that this rule only applies in certain situations. For example, if a company requires employees to come to a company picnic, it must provide workers comp for anyone injured. However, if the event was voluntary, then the business is not liable as the employees attended because they wanted to be there.

Substance abuse

If you were under the influence of drugs or alcohol and were injured, your company and the state have the right to refuse to provide you workers comp. However, if you can provide evidence that the job was dangerous in the first place, it may change the outcome, but it would be a long legal battle.

If you have been wrongly denied your right to workers’ compensation and have evidence, then it is important to bring in an attorney to help you. An attorney may provide critical legal advice that will help you obtain the justice and compensation you are looking for.